The meaning of the monster

I think the bank represents a monster because a person wouldn't let another person go hungry if they had extra food and the bank is taking everything away from this family. And not giving them anything in return after they gave them money for generations. The bank just wants to make more money if it isn't constantly making money it dies (shuts down) so they could care less about a family. A monster is someone or somthing that does cruel things intentionally and that is what the bank is doing intentionally throwing a family in the cold to fend for themselves.